Return on Investment

In the financial world, return on investment refers to the ratio between net profit (over a period) and cost of investment (resulting from an investment of some resources at a point in time). A high return on investment means the investment’s gains compare favorably to its cost. As a performance measure, return on investment is used to evaluate the efficiency of an investment or to compare the efficiencies of several different investments.
Recently my wife and I have come to terms with the fact that, because we have kids, we will not:
a) live forever. As a matter of fact, we think the “kids make you live longer” research is bullshit,
b) never get enough sleep,
c) never have the nest egg in our bank account that we desire.
So, we both figured. Fuck it, maybe we should throw caution to the wind a little and invest in our kids’ experiences. Perhaps we should show them some things that might be in the history books instead of them being told about it in school. We did set parameters:
We will not clear out our bank account;
We will not spend any of our retirement;
We will not borrow money from anyone or any entity.
We scrounged up the little money we had in investments from when I was younger, budgeted the funds that we had, and picked up some odds-and-ends jobs. But, most importantly, we had to redefine what an investment meant.
When I was younger, with not much money, I started to dabble in things such as ETFs, bonds, and futures, I loved looking at ways that I could grow my wealth. I would read the prospectus of different companies (who the hell actually reads those), look through the tickers on all of the financial networks, and check out the financial history of prospective companies that I could invest in. I was really hardcore!
But as I got older, I started to question how long I would hold these investments. I began to wonder what an investment really was. Especially after having our first child and needing a bigger house, a more dependable car, and diapers. God! Diapers!
Is a child an investment? In what? Futures?
What is the rate of return? When do I start to account for profit or loss?
How will I know if the current rate is running in the positive or negative?
The answer: You don’t, and you never will.
A child is a super heavy, crazy large investment. One that is hard to analyze or compute your return on that investment. Sure, it is all nice and dandy to say, “Every child is a gift that will last a lifetime,” but it is really freaking hard to keep telling yourself that when your rate of return is rolling their eyes when you have a simple request. Or, when your precious investment breaks a different investment because they won’t stop bouncing the damn ball in the house as you told them not to do 100. But, I am not angry.
Not that angry…
okay, angry.
Now that we have decided to invest in family, what does that look like?

Basically, it looks like us saying yes to a bunch of expenses that we would normally say no to. It looks like we are going to spend our money on experiences rather than things, which is good, because it allows me to go into the house and announce, “Okay, we are getting rid of your shit! We are minimizing! Round up the stuff you plan to donate!

My wife says, “You will need someone to push that wheelchair to the home, you know?” I hope that is true. Yes, I hope they are good people. Yes, I hope they give me grandkids, but I would be lying if I did not admit that I would love it if they would place me in a charming home and come visit me every now and then.

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Father of the Year Moment #659: The Need For Speed

One of my fondest memories is when my dad brought home a remote control ‘57 Chevy (not one of those cheep ones with the cord attached that only turned left. No). That car could fit a GI Joe action figure inside.

Man was that thing fast!

It was only natural that my sons should have one, right?

Presenting my..er..my son’s first RC.

Tear. This is why I had sons.

Father of the Year Moment #399 – Re-discovery:

On my road trip to and from Iowa with My Oldest, I found out:

She is a fierce competitor, but does not have as much self-confidence as she puts out.

She runs like the wind, but has the running form of Popeye.

She does whatever is in her power to impress me and is upset with herself when I am not happy (even if it is not about her).

She is very funny, but she sucks at telling jokes.

She is kind.

She has a non-chalant attitude, but cares about other’s opinions.

She screams for independence but wants me right by her side.

She is very book smart, yet very gullible.

She loses everything. Usually, it is right in front of her.

She is very tall for her age and has huge feet, which is why people are surprised when they discover her age.

With all of my deadlines for work and school, I had barely noticed how she is becoming her own person. This is happening way too quickly!

I love him, I swear I do (A disjointed, sleepless conversation)

5 a.m.:

Driving…Oedipus 2.0 won’t sleep…Did not sign up for this…Guess I will sleep when dead…no coffee…

People who say, “You are the one that decided to have four kids,” are the same people who will tell the officer that they, “did not decide to take a punch in the mouth.”

Life is full of choices, isn’t it?

So Peaceful…

I am so happy for him…

So, so, happy…

Father of the Year Moment #204: “Oh, hi, honey…”

When mommy is away, daddy is in charge.

When daddy us in charge, daddy makes non-Newtonian fluid to impress his daughters.

When daddy makes non-Newtonian fluid, there is a mess.

When there is a mess, daddy cleans it up.

When daddy cleans it up, daddy isn’t thorough enough.

When daddy isn’t that thorough, mommy finds out.

When mommy finds out, the kids sell daddy out.

Don’t leave daddy with the kids.

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